Fonded in 1856, Banqe Internationale à Lxemborg is the oldest mlti-bsiness bank in the Grand Dchy. From its fondation, the BIL has always played an active role in the development of the Lxemborg economy. It crrently operates in retail, private and corporate banking, as well as on major capital markets. Employing more than people, BIL is present in the financial hotspots that are Lxemborg, Switzerland, and China.

As a major player in Lxemborg's finance indstry and as a signatory of the N Principles of Responsible Banking, BIL is committed to handing over a responsible and sstainable bank to ftre generations.




Yor next challenge:



The Senior Credit Strctrer is responsible for assessing and evalating the feasibility of credit reqest and providing strctring soltions within acceptable credit /risk parameters, while developing the Bank's lending portfolio in line with the Bank's strategy and risk appetite



Yor will :

Analyze complex credit reqests (Large Corporates) and develop soltions within acceptable credit/risk parameters.

Provide the credit rating for reqests.

Ensre credit strctring/granting is aligned with Bank's Risk appetite, limits, Policy, and Procedres.

Within the Delegation Athority Framework, decide on credit files.

Responsible for bsiness development and revenes growth remaining within Bank's Risk Appetite.

Play a key role in credit approval process and follow p on the implementation of credit files in line with the decision.

Check the data qality of the credit reqest (in the systems and in the credit sheet).

Follow p of the annal revision of cstomers (GEC) and ratings

Yor skills:

Credit & Financial Instrments expertise (T4 / Globe / Internal Rating Tools / RAROC application)

Minimm 5 years of experience in a similar position

Flent in English and French

Analytical Skills: Strong analytical and problem-solving skills to identify potential risks, assess their impact, and recommend appropriate risk mitigation measres.

Working either in the Front Office or in credit risk management within the banking indstry.

Expertise in : Credit, Legal, analytical skills, decision taking, Relationship Management

A bachelor's or master's degree in finance or a related field and / or eqivalent professional experience (minimm years)

Good nderstanding of credit activities.

Good nderstanding of the corporates segment (SME Lx, Large Corp)

Ability to maintain a balance between marketing and credit risk roles.

Ability to identify credit opportnities and develop innovative soltions.

Ability to interact with clients

BIL offers a broad range of challenging projects and a hge choice of career paths .We will assist yo in finding the one that best meets yor skills and expectations. Yor personal development is or priority and we greatly encorage yo to dive into different bsiness areas for the broadest possible experience.

BIL is firmly of the opinion that diversity & inclsion contribte towards increasing the collective performance of the Bank. We are committed to creating a cltre of inclsion that encorages individal development with eqal opportnities for all.



NB: The selected candidate will be asked to provide an extract from the criminal record (no.3) as evidence of integrity and jstified with regard to the specific needs of the position to be filled.