Senior Medical Stop Loss Underwriter Austin, Texas (Hybrid Preferred | Flexible Remote Consideration)
A rapidly growing organization within the medical stop loss market is seeking a Senior Medical Stop Loss Underwriter to join its underwriting team. This individual will play a key role in evaluating, pricing, and managing both new and renewal business while supporting profitable growth across a broad portfolio of self-funded employer groups.
This position offers the opportunity to work closely with brokers, consultants, TPAs, and internal stakeholders in a highly collaborative environment. The ideal candidate will bring strong stop loss underwriting expertise, a relationship-driven approach, and the ability to balance disciplined risk assessment with growth objectives.
Key Responsibilities
- Underwrite and price new and renewal medical stop loss opportunities in accordance with company guidelines and profitability objectives.
- Analyze risk characteristics, claims experience, large claimant activity, and benefit plan designs to determine appropriate pricing and coverage recommendations.
- Evaluate proposed plan changes and assess their impact on risk exposure and underwriting performance.
- Manage a profitable book of business while supporting retention, client satisfaction, and growth goals.
- Develop and maintain strong relationships with brokers, TPAs, consultants, and distribution partners.
- Work collaboratively with sales, account management, and leadership teams to develop market strategies and drive business results.
- Present underwriting recommendations and communicate pricing rationale to internal and external stakeholders.
- Review and complete RFPs, quote requests, and underwriting analyses within established service standards.
- Monitor industry trends, competitive conditions, and market dynamics to support strategic underwriting decisions.
- Participate in broker meetings, client discussions, and business development initiatives.
- Mentor junior underwriters and contribute to underwriting best practices across the team.
- Support ongoing process improvements and underwriting initiatives.
Qualifications
- Bachelor's degree in Business, Finance, Risk Management, Accounting, or a related field preferred.
- 5+ years of Medical Stop Loss underwriting experience.
- Strong understanding of self-funded health plans, stop loss products, plan design analysis, and large claim underwriting.
- Proven experience underwriting both new business and renewals.
- Experience working directly with brokers, TPAs, consultants, and distribution partners.
- Strong analytical, decision-making, and negotiation skills.
- Ability to balance growth opportunities with sound underwriting discipline.
- Excellent communication and relationship management abilities.
- Highly organized with the ability to manage multiple priorities in a fast-paced environment.
- Proficiency in Microsoft Office applications, particularly Excel.
- Experience with stop loss underwriting systems and rating platforms preferred.
- Industry designations such as CEBS, HIA, FLMI, or similar are a plus.
Location & Work Arrangement
- Austin, TX preferred.
- Hybrid schedule available for candidates located within commuting distance.
- Flexible remote working arrangements will be considered for experienced Medical Stop Loss underwriters with a strong track record in the industry.

Job ID PR/613909
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