Job Description

Are you ready to make a real impact in digital banking? At Chase UK, you'll help deliver the next generation of fraud detection and decisioning capabilities. You'll collaborate with talented teams to protect customers and the bank, all while enabling seamless digital journeys. We offer opportunities for growth, learning, and career mobility in a dynamic, inclusive environment. Your expertise will help us build products that delight and safeguard our customers.

Job Summary:
As a Senior Product Associate - Fraud Product in the Chase UK Fraud Product team, you will drive the development and enhancement of fraud detection and prevention capabilities. You will focus on Transactional and Onboarding Fraud, ensuring strong controls while maintaining a high-quality customer experience. You will partner with Product, Engineering, Fraud Strategy, and data-focused teams to build and improve fraud controls, monitoring, and decisioning. Your work will directly impact customer trust and satisfaction, contributing to a collaborative and innovative team culture.

Job Responsibilities:

• Optimize fraud detection systems and customer experience across digital platforms
• Design, implement, and enhance fraud capabilities and tooling in partnership with internal teams
• Manage vendor relationships, supporting onboarding and ongoing oversight
• Translate emerging fraud risks into practical, measurable mitigations
• Collaborate cross-functionally to ensure effective fraud controls and monitoring
• Contribute to best practices and knowledge sharing across teams
• Support scalable, reusable approaches to control design and implementation
• Balance pace of delivery with strong governance and customer outcomes
• Drive fraud prevention for onboarding and transactional activities
• Evaluate vendor capabilities and support integration into technology stack
• Continuously improve fraud platform performance and processes

Required Qualifications, Capabilities, and Skills:

• Experience in a fraud role with exposure to policy, strategy, investigations, change delivery, or analytics
• Ability to deliver in an agile environment and work across multiple stakeholders
• Hands-on experience managing and optimizing fraud prevention tools and vendors
• Strong problem-solving and analytical skills in technical scenarios
• Attention to detail and ability to synthesize large datasets into clear decisions
• Ability to evaluate vendor capabilities and drive continuous optimization

Preferred Qualifications, Capabilities, and Skills:

• Experience with tools such as Sira / Hunter, ThreatMetrix, Falcon, Arcot, RSA, FeatureSpace ARIC, or behavioral biometrics solutions
• Familiarity with fraud prevention in digital banking environments
• Knowledge of payments, risk management, and cybersecurity
• Experience supporting integration of fraud tools into technology stacks
• Ability to contribute to scalable control design and implementation
• Strong communication and collaboration skills
• Passion for continuous improvement and learning

#ICBCareer #ChaseUK #FraudPrevention #RiskManagement #ProductManagement #FinTech #Payments #CyberSecurity

About Us

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

About the Team

Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we're setting our businesses, clients, customers and employees up for success.

The Digital team is dedicated to creating innovative, industry-leading products and experiences that help customers access, share and control their financial data so they can make smart decisions with their money. Teams enable innovation while adhering to the firm's data sharing principles of security, customer control and convenience, and privacy.