Company Overview

Mizuho has a long-term commitment to the Hong Kong market. With strong ties to Mizuho’s global network and a workforce of over 600 staff in Hong Kong, we are able to help corporations in Hong Kong to expand their business worldwide. Our clients primarily comprise Japanese and non-Japanese corporations (including those domiciled in the PRC), financial institutions, and government and quasi-government organizations. We provide a full spectrum of corporate banking services to our customers including syndicated loans, treasury, transaction banking, financial advisory, project finance, merger and acquisition, leveraged finance, and structured finance.

Why Mizuho

At Mizuho, we provide the stability of an international industry leader with the career trajectory of a growing business. Our steady, strategic growth gives our people at all levels rewarding degrees of responsibility and a richer work experience than a boutique firm or an established giant could offer alone.

It is the local expertise of our employees that makes our global network so powerful. By collaborating with colleagues and clients who have your same ambition and drive, you can amplify your sphere of influence and base of knowledge as part of one of the largest—and growing—banks in the world.

About the team

Asia-Pacific Credit Department performs the main functions as follows:

• Perform credit reviews and analysis on existing and prospective customers, and other relevant parties, based on credit proposals and other information provided by business promotion departments of HK Branch and other offices of the Bank;
• Make independent, impartial and useful recommendations on credit proposals and credit related matters to the management of the Department, based on the credit reviews and analysis;
• Assign credit ratings to borrowers, guarantors and other obligors in accordance with the Rating Procedures and other relevant Rules as imposed by the Bank.

Role requirements

• To perform credit reviews and analysis on existing and prospective corporate and FI customers (banks and non-banks such as security houses) mainly in East Asia (Hong Kong, Taiwan, Korea, China) and ad-hoc possibilities of reviewing Southeast Asian customers, based on credit proposals and other related information;
• As an analyst (no approval authority), to make independent, impartial and useful recommendations on credit proposals and credit-related matters to the management of the Department, based on the credit reviews and analysis;
• To assign appropriate credit rating in accordance with the rating procedures and relevant guidelines of the Bank;
• To gather credit-related information on the customers from internal and external sources, e.g. FI customers, public authorities and institutions, credit agencies, other banks, etc;
• To visit customers (offices/premises) whenever necessary to obtain more in-depth and accurate information;
• To provide training to trainees and co-workers of related departments, when necessary;
• To perform other duties assigned by supervisors when deemed necessary.

Essential Functions

To perform credit analysis and assist approver in making appropriate credit decision during approval process, and monitoring credit risk of customers in our Bank’s portfolio.

Competencies

• We are looking for an individual who judges priority among tasks and makes practical scheduling and time management to complete deals/tasks before deadline;
• Proactively manages regular work without Section head's instruction and handles irregular cases by obtaining necessary information and analyzing previous cases;
• Frequently proposes solutions to complicated matters with a range of expertise;
• Considers issues not only from own view point but also from counterparty's view point.

Work experience, education and skills

• Bachelor’s Degree in Accounting/Finance/Banking, CFA preferred;
• Around 7-8 years’ relevant experience preferably as a credit analyst of mainly corporate customers in banking industry;
• Fluent English; Japanese & Mandarin skills would be an added advantage;
• Good PC Skills in MS Word, Excel & PowerPoint;
• Good interpersonal & analytical skills;
• Able to work independently;
• Occasional business trips are required.

Application

Employment of the in-scope positions are subject to Mandatory Reference Checking Scheme (MRCS) as per regulatory requirement. For details, please refer to (Mandatory Reference Checking Scheme Phase 2 I The Hong Kong Association of Banks).

Please indicate your current and expected salary on CV for the application.

Mizuho Bank Limited

Mizuho Bank, Ltd. in Hong Kong is an integral part of the Japan-based Mizuho Financial Group, Inc. (NYSE: MFG). The Mizuho group is a global financial services leader with offices in 35 countries, approximately 52,000 employees, and assets of almost USD 2 trillion. Mizuho provides expertise in retail banking, corporate finance, investment banking, asset management, capital markets, and sales and trading, to help businesses develop and find new opportunities for growth. To learn more: www.mizuhogroup.com

Mizuho’s People Philosophy

The Mizuho People Philosophy serves as the guiding standard for embodying Mizuho’s Corporate Identity. It establishes the fundamental philosophy for the ways we support people within Mizuho, based on our belief that our people’s growth and fulfillment are essential to achieving our corporate goals. Mizuho is committed to:

• Supporting the professional growth of people
• Recognizing people who promote Mizuho’s Values
• Fostering an inclusive culture where everyone can thrive as their true selves

The full text for the Mizuho People Philosophy can be accessed via this link:

https://www.mizuhogroup.com/sustainability/social/employees

Personal data collected will be kept in strict confidence, and will be used for recruitment purpose only.