Job Responsibilities

End-to-End Product Development & Launch

• Support the product lifecycle: Drive and participate in the development process from product ideation, conceptualization, and design through to final implementation and market launch.
• Project management: Track project plans, coordinate timelines, handle User Acceptance Testing (UAT), and flag potential deployment risks to ensure timely launch schedules.
• Digital & channel alignment: Assist in designing and revamping products tailored for specific channels, whether for agency networks, bank partners (bancassurance), or direct online platforms.

Market Research & Competitive Analysis

• Competitor benchmarking: Perform detailed industry tracking and product comparisons (evaluating policy features, premium rates, and riders) to identify market gaps.
• Trend identification: Monitor customer behavior, economic shifts, and healthcare trends to build compelling value propositions for segments like high-net-worth (HNW) clients or group insurance.

Stakeholder Coordination & Cross-Functional Liaison

• Actuarial and Pricing coordination: Partner with actuarial teams to provide product inputs, assist with profit testing assumptions, and ensure risk assessment structures align with company profitability targets.
• Internal alignment: Collaborate with underwriting, claims, operations, IT, and legal teams to establish smooth back-end onboarding, system configurations, and operational workflows.

Regulatory Compliance & Documentation

• Governance standards: Ensure all proposed features adhere to local financial regulations, risk control protocols, and internal governance codes.
• Material preparation: Draft and compile product technical specifications, policy provisions, and regulatory filing documentation required for legal and board approvals.

Sales Enablement & Product Marketing

• Collateral creation: Create essential training and sales materials, including product summaries, factsheets, competitor comparison matrices, and FAQs, to empower front-line agents or wealth advisors.
• Channel communications: Help execute marketing campaigns and internal communications to explain new product features or strategy rollouts to the sales force.

Job Requirements

• Bachelor's degree holder
• A minimum of 5 years of relevant experience in life insurance products
• Strong analytical skills
• Fluent Cantonese and English