Credit: currently 370 jobs.The latest job was posted on 29 May 15.
This sector contains all our credit jobs. Credit professionals are often referred to as ‘credit risk managers’ ‘credit analysts’ or ‘credit officers’, while some banks simply use a seniority level followed by the key word – e.g ‘vice president, credit’. Whatever the title, over the course of their credit careers they are essentially tasked with reviewing credit applications from the bank’s clients (e.g. corporations wanting to borrow money) or from financial institutions who are the firm’s counterparties.
Credit risk is the risk of loss of principle if a borrower defaults on a loan repayment obligation. It arises whenever an individual or company expects to use future income to pay a current debt. Credit risk analysts and professionals help to mitigate this risk by preparing credit proposals and credit reviews, which provide the business with independent assessments about the financial standing of prospective and existing borrowers.
Credit analysts collaborate with the lending team to ensure that credit proposals or extensions are approved or declined in accordance with both the firm’s internal credit policies and local regulations. Most lenders use their own models (credit scorecards) to rank potential and existing customers according to risk. Factors such as operating experience, management expertise, asset quality, and leverage and liquidity ratios are taken into account.
The aim is to ensure high credit quality through the structuring, sanctioning, monitoring and control of credit applications, as well as ongoing maintenance of credit standards. It is also the job of credit analysts to perform regular reviews of clients whose credit portfolios require close monitoring. This helps to ensure that any deterioration is quickly recognised and that credit risk is mitigated.
Credit professionals, especially senior ones, maintain close working relationships with the business and must understand their portfolio and risk capabilities. They must also stay up to date with financial analysis and the risk profiles of their assigned sectors, borrowers and counterparties throughout their credit careers. Ultimately, they must balance the desire of front-office sales staff to expand the business, with the need to lend prudently and make sound credit decisions.
There are credit risk issues within different types of transactions – including corporate banking, project finance, structured trade and syndications. And it’s not only banks that recruit credit professionals. Private equity firms, for example, use them to manage the credit risk of counterparties and investment-related service providers.
Credit jobs can also be quite specific, such as roles which focus only on counterparty risk and involve due diligence visits to financial institutions to collect credit information. Financial records are analysed on excel spreadsheets so that the bank has a realistic assumption of future operating performance.
Our client is expanding further into the fixed income and credit markets and is currently seeking to add institutional sales talent to their established European FICC team.
With offices around the globe and a prominent reputation across all asset classes, the firm is looking to expand upon it's established fixed income sales and trading team. Being supported by an ambitious management team and several strong hires in recent months, the platform is undergoing significant growth. As such, they're looking for established and proven fixed inc…
Our client, an international bank, is aiming to expand their credit research and analysis team in London.
The firm have a broad presence across DCM, ECM, M&A/Corporate Finance and other capital markets activities, and have been expanding at a sensible yet advanced pace. To coincide with their further progression in the global high yield markets, where their sales and trading teams are currently performing well, the bank is now looking for a high yield analyst to join the team.
The role will focus on fundamental research across the global …
• Analyzing critical credit, legal and structural elements of asset backed transaction structures\ • Preparing and presenting analysis to a rating committee • Leading transaction discussions with bankers and issuers • Communicating Fitch rating methodology and criteria to issuers and investors • Producing quality internal and external
• Analyzing critical credit, legal and structural elements of asset backed transaction structures\
• Preparing and presenting analysis to a rating committee
• Leading transaction discussions with bank…
Business Analyst - Banking - Credit Risk - Impairment - IFRS9 - London
Business Analyst - Banking
Business Systems Analyst; Business Process Analyst; Process Mapping; Functional; Non-functional; Stakeholder Management; Banking; Financial Services; Credit Risk; Impairment; IFRS9
Business Analyst - Banking - Credit Risk - Impairment - IFRS9 - London
Business Process Analyst with experience in Credit Risk, preferably Impairment and IFRS9 within the Financial Services sector. The Business Process will have a delivery track record and strong…
I am currently working with an established private bank that is expanding their fixed income sales platformm looking for a mid-level candidate to join the team in Lugano, Switzerland.
- Asset Class: Credit or Interest Rates
- Cash Products
- Both EM and G10 products
- Selling to institutional clients in Northern Europe - either Scandinavia or Benelux
- Selling and trading fixed income instruments
- Coverage of institutional fixed income investor base
Well respected financial institution specialising in the European Credit market with established sales, trading and research teams’ is now actively looking to expand its Credit sales desk for 2015. Our client is looking to recruit strong credit sales people with at least 5-10 years plus
experience who have covered IG, High Yield, ABS and illiquid credit products. Suitable candidates will have been selling to European accounts such as Asset Managers, Hedge Funds, Insurance companies, Pension funds and so on. Preference will be shown to tho…
Global bank is rapidly expanding its fixed income brokerage business for 2015 by recruit in a number of key regions. Urgently looking for individuals who have established institutional client contacts (Insurance companies, prop desk, pension funds, asset managers, private banks) or Hedge Funds / Corporates.
Ideally looking for candidates who have covered fixed income sales in one of the following regions
• Germany, Switzerland, Southern European, Holland, France and Middle East region
However, our client will look at candidates who have c…
City based investment bank is looking to hire a senior fixed income trader with at least 5 years plus experience and a Junior fixed income trader with at least 2 years relevant experience preferably from the sell side execution for their bonds desk.
As part of the role you will be expected to:
Maintaining close communication with the sales team regarding client's needs and provide appropriate capital market products to facilitate good business
Good understanding of Fixed Income markets, constantly keeping abreast of market development
My Client, a dynamic and leading Global Consultancy firm, is looking to hire Fraud Risk Consultants to join their Analytics business in London.
Support business development and demand generation activities for fraud & risk analytics across the industry groups, working in close collaboration with industry leads.
Assume a client-facing role that interprets and translates client requirements into a workable solution that delivers business benefits.
Bring analytics insights and experience to shape the optimum solution fo…
We are looking for an insurance analyst to join the EMEA team at Director level to lead the agency’s coverage of insurers in France and Belgium and deliver high quality credit research. The role can be based in Paris or London.
The Fitch Ratings Insurance Group knows what it takes to deliver value, meaning and insightful ratings to market participants. With coverage across all areas of the insurance market including life, non-life and reinsurance, our experienced analysts apply an open and balanced approach to credit assessment. Leveragin…
Fitch Ratings is seeking a number of Credit Analysts to join our European Structured Finance Group. Candidate’s will be part of a team of analysts rating ABS, RMBS, CMBS, CLO’s or Covered Bonds.
Fitch’s European Structured Finance team maintains existing ratings and assigns ratings to new structured finance transactions. Fitch currently rates Structured Finance transactions across four main asset classes: Asset Backed Securities, Residential Mortgage Backed Securities, Commercial Mortgage Backed Securities and Structured Credit.
Our client, a leading London based bank, is looking to hire a Senior Corporate Credit Analyst to cover a key portfolio of Utilities names.
Main responsibilities will include:
To assess and approve credit proposals and annual reviews.
Take charge of a large portfolio of clients within the Utility sectors.
Prepare and report on the bank's portfolio of clients in the Utility sectors.
Work closely with other departments within the bank, including Research and Front office coverage teams.
Provide mentoring and support to more junior members o…
An excellent opportunity has arisen for an Associate to join a global corporate bank to support a senior Client Coverage team. This is a junior position, and will ideally suit someone who has just completed a graduate scheme within corporate banking.
Providing admin and credit support to the team, this position is an excellent starting point for someone who plans to forge a career within client coverage/relationship management.
You will have a strong academic record, be smart and personable. A great opportunity to join a fun, lively and …
My client a major bank seeks a senior project finance credit analyst to join its team based in London.
The successful candidate will:-
1) Approve credit / risk lines up to the approval level of the General Manager / Department.
2) Review and provide a recommendation to Head Office or the Head of Region on credit requests above the approval level of the Department.
3) Review and monitor the loan portfolio to maintain a balanced and quality driven asset base.
3) Disseminate and ensure compliance with bank credit policy, regulatory requireme…
My client specialises providing a wide range of financing solutions and investment opportunities. It is one of the most active banks in the UK mid-market. The leasing team provide finance leases, operating leases and hire purchase structures for a diverse range of clients.
The team finance equipment spanning a variety of sectors focusing on transportation, aviation, mining, construction, marine, technology, energy and healthcare. This role is to provide credit analyst support to the Leasing Team, including preparation and presentation of …
Credit Programming Modeller - Financial Services
My client, a leading Financial Services Bank, with a superb reputation within the industry. They are currently recruiting for an experienced Credit Modeller in Bristol to join their Actuarial Team.
The ideal candidate will have:
-Strong knowledge of Programming Skills are essential (eg R, METLAB, Java, Python) Desirable R programming knowledge.
- Credit Modelling Experience
- Strong Statistical Skills
- 4/5 years Experience
- Solvency I…
We have an opportunity for a VP - Account Manager to actively manage all aspects of Moody's commercial relationships with US Structured Finance (SF) Issuers with the support of the US SF Relationship Management team. You will be expected to proactively service, retain and grow revenues from a portfolio of MIS Issuer Accounts in the US Structured Finance market.
This opportunity involves the lead of high-level discussions with customers to explain mandate process, fee approach and resolve pricing disputes. …
The main objective for this role is to deliver customized analytic solutions based on a vast array of products, services, and intellectual property provided by Moody's Analytics. In addition, he/she will be responsible for managing junior consultants in projects and might be in Beijing. The responsibilities include technical training, mentoring and resource management.
He/She must be flexible and energetic to excel in this ever-changing business environment. It is essential for this role to demo…
Role: Manage IT projects or program level initiatives that are very complex, large & long-term
Functional Responsibilities: Specific responsibilities for the position include:
Manage directly or direct project teams and/or PMO Staff members (senior and junior) in managing multiple complex projects and programs that are important to the execution of corporate business strategies and achievements of company objectives. The projects/program are broad scope, interdependent, high risk, high impact, long implem…
Role: These positions are a part of Business Systems Delivery Team, which focus on the business side of application and product development to enable the delivery of business benefits to Moody's Investor Services and Shared Services. The Business Systems Delivery teams work on all of our software applications, and participate in key long term development projects. This position is part of the Business Analysis Job Family.
Functional Responsibilities: This individual will serve as the primary contact with b…
Answers all phones promptly and in a pleasant and professional manner. Takes detailed messages and delivers them without delay to the intended party or assists callers by redirecting them to another available party who can help them.
Coordinates with back-up secretary to ensure that all phones are covered at all times.
Manages all conference rooms including interviews, video conferences, room set-up for workshops, briefings and other conferences and events on-site
Manages the postage and couriers
As a Web Support/Data Specialist, you will be a vital member of our global Operations Group responsible for building and supporting business and technical processes of Moodys.com, the main source of Moody's ratings and research. You will be part of a regional team of associates who drive continual improvement in our procedures while also building new lean, repeatable processes. To achieve these goals, you will partner with global teams such as Strategy, Development and other operational groups.
We have an opportunity for an Administrative Assistant to provide efficient and proactive full secretarial and administrative support to a team of analyst and Sales team .
This is a very challenging role where you will be responsible to manage diary, travel bookings, process expenses, arrange conference calls and client meetings and help establish professional relationships with clients and senior employees.
• To provide full secretarial and administrative support to a team of analysts …
The Client Service Generalist provides support for routine inquiries and has general knowledge of firm-wide products, services, systems and workflow. While servicing inquiries, the CSG provides accurate and timely information, and processes requests and transactions in accordance with established procedures.
Provide superior customer service at all times and become a champion for excellent service delivery, ensuring all clients perceive Moody's to be the provider of choice.
Permanent, Full time
Updated on: 29 May 15