Credit: currently 347 jobs.The latest job was posted on 22 Dec 14.
This sector contains all our credit jobs. Credit professionals are often referred to as ‘credit risk managers’ ‘credit analysts’ or ‘credit officers’, while some banks simply use a seniority level followed by the key word – e.g ‘vice president, credit’. Whatever the title, over the course of their credit careers they are essentially tasked with reviewing credit applications from the bank’s clients (e.g. corporations wanting to borrow money) or from financial institutions who are the firm’s counterparties.
Credit risk is the risk of loss of principle if a borrower defaults on a loan repayment obligation. It arises whenever an individual or company expects to use future income to pay a current debt. Credit risk analysts and professionals help to mitigate this risk by preparing credit proposals and credit reviews, which provide the business with independent assessments about the financial standing of prospective and existing borrowers.
Credit analysts collaborate with the lending team to ensure that credit proposals or extensions are approved or declined in accordance with both the firm’s internal credit policies and local regulations. Most lenders use their own models (credit scorecards) to rank potential and existing customers according to risk. Factors such as operating experience, management expertise, asset quality, and leverage and liquidity ratios are taken into account.
The aim is to ensure high credit quality through the structuring, sanctioning, monitoring and control of credit applications, as well as ongoing maintenance of credit standards. It is also the job of credit analysts to perform regular reviews of clients whose credit portfolios require close monitoring. This helps to ensure that any deterioration is quickly recognised and that credit risk is mitigated.
Credit professionals, especially senior ones, maintain close working relationships with the business and must understand their portfolio and risk capabilities. They must also stay up to date with financial analysis and the risk profiles of their assigned sectors, borrowers and counterparties throughout their credit careers. Ultimately, they must balance the desire of front-office sales staff to expand the business, with the need to lend prudently and make sound credit decisions.
There are credit risk issues within different types of transactions – including corporate banking, project finance, structured trade and syndications. And it’s not only banks that recruit credit professionals. Private equity firms, for example, use them to manage the credit risk of counterparties and investment-related service providers.
Credit jobs can also be quite specific, such as roles which focus only on counterparty risk and involve due diligence visits to financial institutions to collect credit information. Financial records are analysed on excel spreadsheets so that the bank has a realistic assumption of future operating performance.
A foremost name in the credit markets is looking to hire a proven high yield trader to their London office.
Working alongside a prominent team of traders, analysts and salespeople, this particular role will encompass a broad range of responsibilities, including trading across the global HY market, working closely with the research team and mentoring junior members of staff. The role is currently set at VP- or Director-level, however the firm are open to slightly more senior or junior individuals, should they have relevant experience.
Our client, a leading name in the high yield and distressed credit markets, is looking to hire a proven salesperson to their London desk.
Working alongside a prominent team of salespeople, traders and analysts, the role will focus on selling global high yield credit products to real money managers, hedge funds and credit investors in London and Continental Europe.
The candidate will be supported by an impressive platform with a prominent name in the illiquid and high yield credit space.
Our client, a leading international name, is looking to continue the expansion of its credit business by bringing on board a proven desk analyst.
The firm have an impressive platform across high yield, distressed, leveraged and special situations credit (bonds, loans, etc.) and due to strong 2014 performance they’re looking to increase their analytical and research capability.
Working alongside their prominent sales and trading teams, the role will focus on:
Performing fundamental credit analysis
High yield and distressed products (bonds …
Our client a leading Global Financial Services company is now looking to recruit a talented and dynamic Emerging Markets Rates and Credit Strategist to join their award winning Global Team.
The Emerging Markets Rates & Credit Strategist is responsible for the creation, direction, production and promotion of rates and credit strategies covering global Emerging Markets with a specific focus on the EMEA and CEE region.
The key purpose of the role is to boost client revenue by producing and marketing a highly rated, incisive, thought provokin…
Analyst/Associate role to join a prestigious global private equity house taking a broad opportunistic view on European real estate investment
Our clients real estate platform was established in Europe in 2012 and targets opportunistic real estate investments, with a focus on adding value, improving performance, and achieving attractive risk adjusted returns.
The team is active across a wide spectrum of real estate asset classes and has completed 11 transactions totalling over $1bn across multiple jurisdictions in Europe in the last two ye…
Top performing credit led special situations fund seeks bright Associate to join European Office
This well established debt investor has over $8bn of committed capital to invest in special situations across Europe, the team is looking to grow as they accrue further AUM and are keen to hire an individual who is extremely interested in joining a leading distressed debt fund who make complex investments into illiquid situations. With excellent returns to date and a strategy that looks at long term value this would be a superb opportunity for…
My client, a leading European Bank, is looking to hire a portfolio manager to join their Infrastructure and Renewables team in London. You should have 2-3 years' of relevant experience within a bank or ratings agency.
Effectively manage and monitor UK-based assets covering PPP, renewables and infrastructure sectors
Complete and maintain all relevant internal reporting system requirements
Establish and maintain close relationships with external clients, advisers and co-lenders
Act as the primary point of contact for the portfolio…
The investment management division of a leading global bank is looking for a senior product specialist to join its Multi-Asset team; reporting directly to the global Head of Multi Asset you will serve as technical point of contact for pre-sale and post-sale.
You will be the market and product expert for clients; whether pre, during or post sale responding to technical queries
Representing and promoting the views of the portfolio management team both internally and externally to clients
Provide interesting and insightful informa…
A major Irish bank based in Dublin City Centre is adding to its expert analytics team. The role will provide the support to management through the application of world-class analytical tools and techniques.
Provide analytical support to the Customer Credit Team to aid decision-making
Evaluate credit risk models for the bank product suite
Analyse and produce high quality value-added management information for credit portfolios
Test and monitor existing credit risk strategies and make recommendations for enhancement
Support the p…
A bank in Dublin city centre is looking to add an underwriting specialist to their Consumer Credit Division. This role plays a key part of the success in building the bank’s reputation and credibility.
Assessment, analysis and sign-off within discretion of a range of SME applications, including analysing relevant data to ascertain repayment capacity and affordability/sustainability of each case
Prepare detailed high quality credit proposal papers for consideration by the senior management
Ensuring transaction integrity and verif…
Universal banking group seeks a consumer credit risk professional with policy development experience to join this growing team tasked with creating best in class credit standards worldwide.
Universal banking group seeks a consumer credit risk professional with policy development experience to join this growing team tasked with creating best in class credit standards worldwide. This will involve building strong relationships with the internal Credit Risk Director community, writing credit risk policy and ensuring best practice is implement…
International bank seeks and experience credit officer to approve loan transactions Industries include consumer product, retail and some consumer service companies.
Responsibilities include reviewing credit applications for new transactions and managing a portfolio of existing loans.
Provides effective analysis of credit including, worthiness of applicant, loan structure, risk return, applicant operating profile and industry profile including historical profit and loss performance, financial condition and cash flow. Analyzes cash flow pro…
Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. The Firm's employees serve clients worldwide including corporations, governments and individuals from more than 1,200 offices in 43 countries.
As a market leader, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence and strong team ethic.…
GE works on things that matter. The best people and the best technologies taking on the toughest challenges. Finding solutions in energy, health and home, transportation and finance. Building, powering, moving and curing the world. Not just imagining. Doing. GE works.
The Evening Personal Loans team is responsible for outbound calls to delinquent personal loan customers for the purposes of collecting monies owed, along with contributing to the achievement of Personal Loans Collections business targets.
You will be r…
- Acquire and maintain in-depth knowledge about Moody's Analytics products, and the environments and platforms they run on.
- Liaise between the Client Services teams and the Product Management / Engineering teams by accurately troubleshooting and investigating complex technical issues.
- Respond to client demands in a courteous, professional, accurate and timely manner via web, email, telephone and in person.
- Provide in-depth education and assistance on product functionality, business use, and the pro…
The Sales & Service Client Associate is responsible for providing superior Customer Service at the first point of contact for Moody's Analytic's customers across a wide range of research and data products.
- Provide superior customer service at all times, ensuring all clients perceive Moody's to be the provider of choice.
- Communicate with clients contacting Moody's Analytics in a courteous, professional, accurate and timely manner.
- Develop excellent working relationships with colleagues within Custom…
As an Associate Analyst 3, your responsibilities will include:
• Independently prepares for Rating Committees and Portfolio Reviews by gathering data, preparing charts and financial models and applying Moody's methodologies
• Prepares rating recommendations and formulates appropriate solutions to credit issues
• Prepares presentations for issuer meetings.
• Works with a team of analysts on various analytical and statistical projects. In addition, is able to develop complex financial models, as applicab…
Seeking High Yield Analyst with at least 3 years of Research experience on the Buyside. CFA or MBA required.
Buyside firm is seeking experienced High Yield Bond Analyst to be based in Florida office. Position requires at least 3 years of experience as a research analyst covering High Yield corporates in any sector. Role requires expertise and experience analyzing corporate structures, loan covenents, and financial statements. Ideal candidate will have several years of experience supporting multiple Portfolio Managers and will have a so…
Assisting the content team and Strategic Calling Officers you will work on research and outreach initiatives to asset managers in The US. This role, involving a great deal of client interaction, requires strong relationship building skills. The position is based in New York City and will be responsible for the following:
Outreach Co-ordination for Premium Accounts
Assist in scheduling meetings throughout the region including confirming all details, sending meeting invitations, booking conference rooms and…
Moody's Analytics is seeking an editor in chief for Dismal Scientist, the 24/7 web service covering the global economy with news, data and analysis. Working with the Moody's Analytics research staff in London, Prague, Sydney and West Chester, PA, the editor will be responsible for making the Dismal Scientist's coverage timely, pithy and readable. Duties include line editing blog posts and commentary articles, monitoring real-time coverage of some 300 global economic indicators, generating and shaping ideas …
Under limited direction, this role will provide advanced administrative support for the Head of Research and Modelling Group and other Managers of the group in multiple locations. Ideal candidate must be reliable, organized, detailed oriented and a self-starter with superior customer service skills to help group's management team keep the business moving forward. He or she should hold a positive attitude and have the ability to handle a variety of responsibilities.
This position would be respons…
The Senior Project Manager belongs under Moody's Analytics Enterprise Risk Solutions division and will be responsible for implementation of Asset & Liability management solutions for financial institutional clients.
He / she will be responsible for the below duties:
Establish and build expert knowledge of Moody's Analytics software Solution in HK/TW.
Services on MA Basel II/III and ALM Solutions for clients,
Oversee the full implementation of MA Software projects which includes project manage…
Moody's Analytics is the world's leading provider of market-based quantitative credit risk products for credit risk investors. Moody's Analytics' products are widely used around the globe by credit risk investors, including global and regional banking institutions, buy/sell side organizations and corporations, to assess the risk and return characteristics of portfolios of corporate bonds, commercial and industrial loans, and credit derivatives.
We actively seek an exceptional and experienced in…
About J.P. Morgan Corporate & Investment Bank
J.P. Morgan's Corporate & Investment Bank (CIB) is a global leader across banking, markets and investor services. The world's most important corporations, governments and institutions entrust us with their business in more than 100 countries. With $18 trillion of assets under custody and $393 billion in deposits, the Corporate & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
Permanent, Full time
Updated on: 22 Dec 14